Background

1.75% (variable) and 1.89% (fixed)

(owner occupied, transfer only, OAC, Loan to Value under 65%, Rates can change anytime without notice)

Have you received your renewal letter and wonder if the bank is giving you their best rate?  They are not, let us give you a rate quote and save you thousands in interest.

START HERE

To get a same day rate quote, fill out the form below

Maturity Date

Homeowners should never accept the first rate offer from their existing lender.

Your bank knows you will NOT shop around.  Get a same day Rate quote here.

(read more below)

Without any negotiation, simply signing up for the market rate on a renewal is unnecessarily costing the homeowner THOUSANDS of dollars.

Generally it is a good idea to start shopping for a new term between four and six months before your current mortgage term expires. Many lenders send out your renewal letter very close to the time that your term expires and this does not give you ample time to arrange for a mortgage term through a different lender. This means that you need to be tracking your own mortgage term timeframe and know when it is time to start shopping for a good mortgage renewal rate.

Before you ever hear from your lender about renewing your mortgage term, have a licensed mortgage professional shop around for you, you will be amazed at what they can accomplish on your behalf!

Marc Lalonde
Mortgage Professional

Marc Lalonde DLC

See What Our Clients Have To Say

  • 5 star review  What a wonderful experience working with Marc. We have been his clients since 2010 and have recommended him to all our friends without hesitation. He has just assisted us in obtaining a mortgage for our new house. We had to wait for 8 months for the construction to be completed in that 8 months Marc kept looking around and found us an even better interest rate. I can highly recommend Marc

    Susa Van Der Heever Avatar Susa Van Der Heever
    January 16, 2017

    5 star review  My home search was a rather lengthy process but Marc remained patient and positive throughout, and expertly guided me to the right product and a great rate when it finally came time to buy. Marc was a true professional from start to finish. Thanks Marc!

    Rod Asplin Avatar Rod Asplin
    December 5, 2015
  • 5 star review  Marc goes out of his way to help in a way that I've rarely seen from anyone. He is always well informed, professional and, without a doubt, looking out for your best interests first! As a first time home buyer finding the perfect place a bit earlier than expected, I was overwhelmed and tired of banks and agencies throwing around numbers, interest and conditions. Marc came highly recommended and was willing to sit down with me, (last minute on a Saturday afternoon no less!) and take all the time I needed to feel informed and confident. He found me a bank, got approval and arranged an inspection, all in record time! He is also a pleasure to work with. If I could select more than five stars, I would! I'd recommend him to absolutely anyone!

    Sarah Joy Avatar Sarah Joy
    April 29, 2014

    5 star review  Marc was very helpful with me, what started as a simple application became quite complicated. Marc stuck by me and made sure that I got the financing I needed. Thank you so much Marc, I might have lost the deal without your help!

    Mar Wong Avatar Mar Wong
    July 8, 2016
  • 5 star review  Super helpful and knowledgeable. Buying my first home, I didn't really know anything... Marc was very patient and helped me along with the process. I highly recommend him!

    Liam Coetzee Avatar Liam Coetzee
    August 26, 2015

    5 star review  Marc, Chase and I cannot thank you enough for all you did for us personally on our mortgage process. We are ecstatic to be in our dream home and it was all thanks to you! Great financial planning advice to make this happen for us and we are so excited to raise our family there! Thank you!

    Jennifer MacLeod Avatar Jennifer MacLeod
    December 14, 2017
  • 5 star review  Not sure if we would be sitting in our perfect house if it wasn't for Marcs hard work getting everything in with such tight (and unexpected) deadline. Our realtor recommended Marc to us and we're happy she had. Keep up the great work Marc!

    Courtney Lane Avatar Courtney Lane
    December 22, 2016

    5 star review  Thanks so much Marc for all your hard work getting us a mortgage for our new home. You found us a great rate and terms, and worked hard to support us as we went through some stressful buying situations! I really appreciated that you were always available when we needed to speak to you, and how efficient and organized you were. We would highly recommend you to anyone looking to work with a mortgage broker. Thanks again Marc!!

    Josephine Clark Avatar Josephine Clark
    May 16, 2015
  • 5 star review  Going the extra mile is how I would describe the service. Marc helped us with our first mortgage, and I can't even begin to describe the lengths Marc went to. We used him again for our second home, and the service was even better. I have referred friends to him and they are equally impressed.

    Deon van der Heever Avatar Deon van der Heever
    January 16, 2017

    5 star review  Marc, thanks so much for your hard work! We were able to get our mortgage super quick and it was exactly what we wanted. Thanks again!

    Tom Usborne Avatar Tom Usborne
    October 18, 2013
  • 5 star review  We recently purchased our second home using Marc and we couldn't be happier. Marc not only provides excellent customer service but he is always available and very patient. He explains things really well, and provides a number of handy tools (such as a Purchasing Power Chart) which make the whole process of buying a house and getting a mortgage just a little less stressful. We would highly recommend Marc and would for sure use him again.

    Emily Janz Avatar Emily Janz
    June 7, 2016

    5 star review  As a first-time homebuyer, I'm so glad that I had Marc to guide me along the process of getting a mortgage. He's efficient, accessible, and took extra care to make sure that I understood all the implications of buying my first home. I would absolutely recommend Marc to any one looking for a smart, attentive and knowledgeable mortgage broker.

    Aaron Matthew Avatar Aaron Matthew
    April 2, 2015
  • 5 star review  Professional, knowledgeable, detail-oriented, hard working - just a few of the traits that Marc demonstrated in our dealings with him. Not only did he do a great job of securing a fantastic mortgage rate, but he made the process as painless as possible and gave us great advice along the way. Thanks Marc!

    Shawn Dowling Avatar Shawn Dowling
    February 21, 2015

    5 star review  We were very pleased with Marc's assistance in our recent mortgage transactions. We have a small business and required some funding for renovations to our Coquitlam home prior to selling it and then moving to a hobby farm in the Okanagan. Mortgages can be challenging territory for the self-employed, and also when it comes to underwriting larger rural properties. Marc stepped up to these challenges, working to understand how our corporate and personal incomes were integrated and finding a couple of good mortgage underwriters for our purchase which was somewhat outside of his regular geographic scope. Marc added tremendous value over and above what our personal banking relationship could deliver. I would highly recommend anyone to use his services.

    Greg Hurst Avatar Greg Hurst
    September 24, 2015
  • 5 star review  Marc was professional, knowledgeable, and always courteous. Willing to go the extra mile, such as bringing forms to my home. Very good response time. My thanks to Sandie Banni, realtor, for recommending him. My only suggestion would be that he customize his standard post-purchase congrats letter. I bought as a rental investment but the letter was written for someone moving into their new home. A minor thing, but I know Marc strives for excellence and there's always room for improvement. I'd definitely recommend him and hope to work with him again in the future.

    Shelagh Jamieson Avatar Shelagh Jamieson
    January 3, 2016

    5 star review  Marc put together our Mortgage renewal and made everything painless. Highly recommend Marc to any other people who are looking for Mortgage options.

    Garrett Ungaro Avatar Garrett Ungaro
    January 30, 2016
  • 5 star review  This was my first experience using a mortgage professional, and I was definitely wary going into it. But Marc was amazing and was always there for us. Answering our multiple questions (and when I say multiple I mean hundreds!), seeing us through various different purchase possibilities. There were some hiccups, but Marc was there every step of the way going above and beyond the call of duty to ensure we ended up with the best mortgage for purchasing the dream home we finally ended up with. Thank you Marc! And I look forward to a long professional relationship.

    Emily Richmond Avatar Emily Richmond
    January 13, 2017

    5 star review  We recently bought our first home and had a great experience with Marc. Our realtor recommended him. He was helpful and extremely knowledgable. We had previously had a horrible experience with another broker so we were hesitant but Marc went above and beyond to make sure we were comfortable and understood the whole process. The little touches like charts with personalized costs made buying the biggest purchase of our lives seem less scary because we felt informed and trusted Marc. He was available day or night to answer any questions which was truly amazing. We are so happy with the work he did and now we are living in or beautiful new home. Thanks again for everything!

    Ashley Dianne Oman Avatar Ashley Dianne Oman
    January 12, 2017
  • 5 star review  Marc has been an outstanding client eversince. He is always there for his clients and prioritize them with their mortgage needs. I would recommend him anytime for anyone needing help with mortgage in Coquitlam, Port Moody and Port Coquitlam.

    David Zirnhelt Avatar David Zirnhelt
    October 24, 2016

    5 star review  We couldn't have asked for more from a broker. Marc is always available and makes asking questions pain free and easy. Marc has managed 2 separate mortgages for us so far and we'll use him again in a heartbeat. He knows his stuff and is also just a really genuine, good person to have on your team. Thanks Marc for your efforts and support.

    Cadie Myers Avatar Cadie Myers
    October 12, 2017

1.75%

Variable Rate Start At

LTV under 65%

Rates can change anytime without notice

1.89%

Fixed Rates Start At

LTV under 65%

Rates can change anytime without notice

Rates are subject to change at any time without notice

See How We Can Save You THOUSANDS On Your Mortgage Renewal

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Maturity Date

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