Background

1.75% (variable) and 1.89% (fixed)

(owner occupied, transfer only, OAC, Loan to Value under 65%, Rates can change anytime without notice)

Have you received your renewal letter and wonder if the bank is giving you their best rate?  They are not, let us give you a rate quote and save you thousands in interest.

START HERE

To get a same day rate quote, fill out the form below

Maturity Date

Homeowners should never accept the first rate offer from their existing lender.

Your bank knows you will NOT shop around.  Get a same day Rate quote here.

(read more below)

Without any negotiation, simply signing up for the market rate on a renewal is unnecessarily costing the homeowner THOUSANDS of dollars.

Generally it is a good idea to start shopping for a new term between four and six months before your current mortgage term expires. Many lenders send out your renewal letter very close to the time that your term expires and this does not give you ample time to arrange for a mortgage term through a different lender. This means that you need to be tracking your own mortgage term timeframe and know when it is time to start shopping for a good mortgage renewal rate.

Before you ever hear from your lender about renewing your mortgage term, have a licensed mortgage professional shop around for you, you will be amazed at what they can accomplish on your behalf!

Marc Lalonde
Mortgage Professional

Marc Lalonde DLC

See What Our Clients Have To Say

  • 5 star review  Marc was able to guide my wife and I through the process of getting our first mortgage with ease. Always open and responds quickly to any questions we had and still have almost a year after purchasing our first home. The monthly updates about the housing market and how it could affect homeowners is very helpful too.

    Ryan Little Avatar Ryan Little
    October 5, 2017

    5 star review  Not sure if we would be sitting in our perfect house if it wasn't for Marcs hard work getting everything in with such tight (and unexpected) deadline. Our realtor recommended Marc to us and we're happy she had. Keep up the great work Marc!

    Courtney Lane Avatar Courtney Lane
    December 22, 2016
  • 5 star review  Marc is the consume mortgage professional. He is above all else conscientious.Personable. Well- Informed. Knowledgeable. Well-connected. Thoughtful. Honest and Sincere. Above all else, Professional. He makes his business to get know each of his client's personal situation, their needs and goals and goes out of his way to negotiate hard to ensure you get the BEST possible pricing and terms. I have dealt with many mortgage brokers in the past and he is the best at it. Would I recommend him? IN A HEARTBEAT! Thanks again Marc for all you have done for me - and our family.

    Dana Dekker Avatar Dana Dekker
    October 18, 2013

    5 star review  Marc, Chase and I cannot thank you enough for all you did for us personally on our mortgage process. We are ecstatic to be in our dream home and it was all thanks to you! Great financial planning advice to make this happen for us and we are so excited to raise our family there! Thank you!

    Jennifer MacLeod Avatar Jennifer MacLeod
    December 14, 2017
  • 5 star review  Marc was very helpful with me, what started as a simple application became quite complicated. Marc stuck by me and made sure that I got the financing I needed. Thank you so much Marc, I might have lost the deal without your help!

    Mar Wong Avatar Mar Wong
    July 8, 2016

    5 star review  Marc goes out of his way to help in a way that I've rarely seen from anyone. He is always well informed, professional and, without a doubt, looking out for your best interests first! As a first time home buyer finding the perfect place a bit earlier than expected, I was overwhelmed and tired of banks and agencies throwing around numbers, interest and conditions. Marc came highly recommended and was willing to sit down with me, (last minute on a Saturday afternoon no less!) and take all the time I needed to feel informed and confident. He found me a bank, got approval and arranged an inspection, all in record time! He is also a pleasure to work with. If I could select more than five stars, I would! I'd recommend him to absolutely anyone!

    Sarah Joy Avatar Sarah Joy
    April 29, 2014
  • 5 star review  I have used Marc as my mortgage broker several times over the past 18 years and couldn't be happier with the level of service I always receive from him. Marc always goes above and beyond to get his clients the best possible rate and always makes himself available for his clients, their questions and has always been extremely helpful...even if we had questions that didn't relate to our mortgage but the mortgage rules in general. Our latest purchase was very stressful as it was a new home build...Marc put us at ease and provided us with the usual level of service he always provides and was able to get us into a great mortgage within 24 hours of our application. I would highly recommend Marc to anyone looking for a great rate and excellent service.

    Teri Meinhardt Lane Avatar Teri Meinhardt Lane
    January 9, 2018

    5 star review  Marc has been an outstanding client eversince. He is always there for his clients and prioritize them with their mortgage needs. I would recommend him anytime for anyone needing help with mortgage in Coquitlam, Port Moody and Port Coquitlam.

    David Zirnhelt Avatar David Zirnhelt
    October 24, 2016
  • 5 star review  We were very pleased with Marc's assistance in our recent mortgage transactions. We have a small business and required some funding for renovations to our Coquitlam home prior to selling it and then moving to a hobby farm in the Okanagan. Mortgages can be challenging territory for the self-employed, and also when it comes to underwriting larger rural properties. Marc stepped up to these challenges, working to understand how our corporate and personal incomes were integrated and finding a couple of good mortgage underwriters for our purchase which was somewhat outside of his regular geographic scope. Marc added tremendous value over and above what our personal banking relationship could deliver. I would highly recommend anyone to use his services.

    Greg Hurst Avatar Greg Hurst
    September 24, 2015

    5 star review  Marc was professional, knowledgeable, and always courteous. Willing to go the extra mile, such as bringing forms to my home. Very good response time. My thanks to Sandie Banni, realtor, for recommending him. My only suggestion would be that he customize his standard post-purchase congrats letter. I bought as a rental investment but the letter was written for someone moving into their new home. A minor thing, but I know Marc strives for excellence and there's always room for improvement. I'd definitely recommend him and hope to work with him again in the future.

    Shelagh Jamieson Avatar Shelagh Jamieson
    January 3, 2016
  • 5 star review  Marc was recommended to us through our Realtor, as first time home buyers we needed someone who could guide us through new territory and have our best interests at heart. Marc is extremely professional, approachable and patient. Our initial contact with Marc was on the day we viewed our future home, we had no idea if we were going to be eligible for financing and owning this home seemed like a long shot. The logical thing to do would have been to get pre-approved before we started looking, but as I mentioned, we were complete novices who now had their hearts set on this property! We explained that we were under time restriction as we wanted to place an offer quickly. He told us exactly what we needed to do, laid out the steps for us and explained everything as we flowed along the process. I would say Marc is very meticulous, which is exactly what you need to guarantee everything is in place, he knows how the banks work and ensured we had all the paperwork they would request ready, he gave me a checklist so I knew exactly what I should be doing too. We felt very comfortable leaving things in his hands and the whole process from viewing to moving in took less than a month. I have to mention that friends and work colleagues could not believe how calm I was throughout the whole process but I can’t take credit for that, I just did as I was told, followed the checklist and let the professionals do their thing! Marc is great to deal with, a true professional who deserves his success, he is one of the good guys and we will definitely continue to use him as our broker and recommend to friends and family.

    Katy Foster Avatar Katy Foster
    December 30, 2015

    5 star review  Marc has been looking after us for years and I am very happy to recommend him. He is very knowledgeable and takes the time to understand individual situations and needs and can tailor financing at the best possible rates. I just did some refinancing through Marc and I can't say enough about the help he has been in explaining everything and following through to a most satisfactory completion. Thank you so much Marc. I'm so grateful for your advice.

    Claude Lawrence Avatar Claude Lawrence
    July 29, 2016
  • 5 star review  Marc put together our Mortgage renewal and made everything painless. Highly recommend Marc to any other people who are looking for Mortgage options.

    Garrett Ungaro Avatar Garrett Ungaro
    January 30, 2016

    5 star review  Thank you so much for the amazing Job! You were always there to answer ANY question at ANY time of the day. I would and have already recommend Marc to anyone at the drop of a hat! THANKS!!!

    Stacey McBride Avatar Stacey McBride
    May 1, 2013
  • 5 star review  As a first-time homebuyer, I'm so glad that I had Marc to guide me along the process of getting a mortgage. He's efficient, accessible, and took extra care to make sure that I understood all the implications of buying my first home. I would absolutely recommend Marc to any one looking for a smart, attentive and knowledgeable mortgage broker.

    Aaron Matthew Avatar Aaron Matthew
    April 2, 2015

    5 star review  For being a first time home buyer, Marc was able to guide me through this process and made it a very positive experience for me. He is very friendly and easy to work with and is always available by phone or e-mail if I have any questions. I would highly recommend Marc and would for sure use him again.

    Shannon Stephanie Avatar Shannon Stephanie
    June 19, 2017
  • 5 star review  Super helpful and knowledgeable. Buying my first home, I didn't really know anything... Marc was very patient and helped me along with the process. I highly recommend him!

    Liam Coetzee Avatar Liam Coetzee
    August 26, 2015

    5 star review  Going the extra mile is how I would describe the service. Marc helped us with our first mortgage, and I can't even begin to describe the lengths Marc went to. We used him again for our second home, and the service was even better. I have referred friends to him and they are equally impressed.

    Deon van der Heever Avatar Deon van der Heever
    January 16, 2017
  • 5 star review  We recently purchased our second home using Marc and we couldn't be happier. Marc not only provides excellent customer service but he is always available and very patient. He explains things really well, and provides a number of handy tools (such as a Purchasing Power Chart) which make the whole process of buying a house and getting a mortgage just a little less stressful. We would highly recommend Marc and would for sure use him again.

    Emily Janz Avatar Emily Janz
    June 7, 2016

    5 star review  Marc is excellent to deal with! He handled 2 mortgages with me efficiently and with the utmost professionalism. I definitely recommend him to anyone looking for a mortgage specialist!

    Emily Marie Avatar Emily Marie
    February 27, 2017

1.75%

Variable Rate Start At

LTV under 65%

Rates can change anytime without notice

1.89%

Fixed Rates Start At

LTV under 65%

Rates can change anytime without notice

Rates are subject to change at any time without notice

See How We Can Save You THOUSANDS On Your Mortgage Renewal

Ask us about our free appraisals and free legal fee package!

Maturity Date

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