Background

2.85 % (variable) and 2.39% (fixed)

(owner occupied, transfer only, OAC)

Have you received your renewal letter and wonder if the bank is giving you their best rate?  They are not, let us give you a rate quote and save you thousands in interest.

Why is your bank treating you this way?

START HERE

To get a same day rate quote, fill out the form below

Maturity Date

Homeowners should never accept the first rate offer from their existing lender.

Your bank knows you will NOT shop around.  Get a same day Rate quote here.

(read more below)

Without any negotiation, simply signing up for the market rate on a renewal is unnecessarily costing the homeowner THOUSANDS of dollars.

Generally it is a good idea to start shopping for a new term between four and six months before your current mortgage term expires. Many lenders send out your renewal letter very close to the time that your term expires and this does not give you ample time to arrange for a mortgage term through a different lender. This means that you need to be tracking your own mortgage term timeframe and know when it is time to start shopping for a good mortgage renewal rate.

Before you ever hear from your lender about renewing your mortgage term, have a licensed mortgage professional shop around for you, you will be amazed at what they can accomplish on your behalf!

Marc Lalonde
Mortgage Professional

Marc Lalonde DLC

See What Our Clients Have To Say

  • 5 star review  Marc, thanks so much for your hard work! We were able to get our mortgage super quick and it was exactly what we wanted. Thanks again!

    thumb Tom Usborne
    10/18/2013

    5 star review  For being a first time home buyer, Marc was able to guide me through this process and made it a very positive experience for me. He is very friendly and easy to work with and is always available by phone or e-mail if I have any questions. I would highly recommend Marc and would for sure use him again.

    thumb Shannon Stephanie
    6/19/2017
  • 5 star review  We recently bought our first home and had a great experience with Marc. Our realtor recommended him. He was helpful and extremely knowledgable. We had previously had a horrible experience with another broker so we were hesitant but Marc went above and beyond to make sure we were comfortable and understood the whole process. The little touches like charts with personalized costs made buying the biggest purchase of our lives seem less scary because we felt informed and trusted Marc. He was available day or night to answer any questions which was truly amazing. We are so happy with the work he did and now we are living in or beautiful new home. Thanks again for everything!

    thumb Ashley Dianne Oman
    1/12/2017

    5 star review  I have used Marc as my mortgage broker several times over the past 18 years and couldn't be happier with the level of service I always receive from him. Marc always goes above and beyond to get his clients the best possible rate and always makes himself available for his clients, their questions and has always been extremely helpful...even if we had questions that didn't relate to our mortgage but the mortgage rules in general. Our latest purchase was very stressful as it was a new home build...Marc put us at ease and provided us with the usual level of service he always provides and was able to get us into a great mortgage within 24 hours of our application. I would highly recommend Marc to anyone looking for a great rate and excellent service.

    thumb Teri Meinhardt Lane
    1/09/2018
  • 5 star review  As a first-time homebuyer, I'm so glad that I had Marc to guide me along the process of getting a mortgage. He's efficient, accessible, and took extra care to make sure that I understood all the implications of buying my first home. I would absolutely recommend Marc to any one looking for a smart, attentive and knowledgeable mortgage broker.

    thumb Aaron Matthew
    4/02/2015

    5 star review  Going the extra mile is how I would describe the service. Marc helped us with our first mortgage, and I can't even begin to describe the lengths Marc went to. We used him again for our second home, and the service was even better. I have referred friends to him and they are equally impressed.

    thumb Deon van der Heever
    1/16/2017
  • 5 star review  Super helpful and knowledgeable. Buying my first home, I didn't really know anything... Marc was very patient and helped me along with the process. I highly recommend him!

    thumb Liam Coetzee
    8/26/2015

    5 star review  Marc has been an outstanding client eversince. He is always there for his clients and prioritize them with their mortgage needs. I would recommend him anytime for anyone needing help with mortgage in Coquitlam, Port Moody and Port Coquitlam.

    thumb David Zirnhelt
    10/24/2016
  • 5 star review  We were very pleased with Marc's assistance in our recent mortgage transactions. We have a small business and required some funding for renovations to our Coquitlam home prior to selling it and then moving to a hobby farm in the Okanagan. Mortgages can be challenging territory for the self-employed, and also when it comes to underwriting larger rural properties. Marc stepped up to these challenges, working to understand how our corporate and personal incomes were integrated and finding a couple of good mortgage underwriters for our purchase which was somewhat outside of his regular geographic scope. Marc added tremendous value over and above what our personal banking relationship could deliver. I would highly recommend anyone to use his services.

    thumb Greg Hurst
    9/24/2015

    5 star review  We recently purchased our second home using Marc and we couldn't be happier. Marc not only provides excellent customer service but he is always available and very patient. He explains things really well, and provides a number of handy tools (such as a Purchasing Power Chart) which make the whole process of buying a house and getting a mortgage just a little less stressful. We would highly recommend Marc and would for sure use him again.

    thumb Emily Janz
    6/07/2016
  • 5 star review  Marc did an excellent job for us on a very short timeline! He was always accommodating & did a great job explaining anything we were unsure of. We definitely recommend Marc & his team to anyone looking for a mortgage broker!

    thumb Cristina Stroup
    2/03/2018

    5 star review  My home search was a rather lengthy process but Marc remained patient and positive throughout, and expertly guided me to the right product and a great rate when it finally came time to buy. Marc was a true professional from start to finish. Thanks Marc!

    thumb Rod Asplin
    12/05/2015
  • 5 star review  Thanks so much Marc for all your hard work getting us a mortgage for our new home. You found us a great rate and terms, and worked hard to support us as we went through some stressful buying situations! I really appreciated that you were always available when we needed to speak to you, and how efficient and organized you were. We would highly recommend you to anyone looking to work with a mortgage broker. Thanks again Marc!!

    thumb Josephine Clark
    5/16/2015

    5 star review  Marc, Chase and I cannot thank you enough for all you did for us personally on our mortgage process. We are ecstatic to be in our dream home and it was all thanks to you! Great financial planning advice to make this happen for us and we are so excited to raise our family there! Thank you!

    thumb Jennifer MacLeod
    12/14/2017
  • 5 star review  Marc has been looking after us for years and I am very happy to recommend him. He is very knowledgeable and takes the time to understand individual situations and needs and can tailor financing at the best possible rates. I just did some refinancing through Marc and I can't say enough about the help he has been in explaining everything and following through to a most satisfactory completion. Thank you so much Marc. I'm so grateful for your advice.

    thumb Claude Lawrence
    7/29/2016

    5 star review  Marc was very helpful with me, what started as a simple application became quite complicated. Marc stuck by me and made sure that I got the financing I needed. Thank you so much Marc, I might have lost the deal without your help!

    thumb Mar Wong
    7/08/2016
  • 5 star review  Not sure if we would be sitting in our perfect house if it wasn't for Marcs hard work getting everything in with such tight (and unexpected) deadline. Our realtor recommended Marc to us and we're happy she had. Keep up the great work Marc!

    thumb Courtney Lane
    12/22/2016

    5 star review  I am the first to admit that I am not an easy person to please. I hold people and companies to the same high standards I expect of myself. Our realtor recommended Marc as well as a few other recommendations, but after our first conversation with Marc we were 'sold'. My wife and I were searching for a home for nearly 6 months before we decided to have a new home built. Marc's ability to listen, genuinely care for our needs, his practice of patience, and expertise were extremely valuable assets to us in a very hot market. There were even a number of legislation changes, and rate changes throughout our experience. The amount of phone calls and emails I exchanged with Marc throughout the nearly 13 month process must have been exhausting for Marc to deal with! Marc has earned our business ten times over, we would highly recommend him to our closest friends and family. Thank you Marc!

    thumb Brendan Daley
    11/02/2016
  • 5 star review  Professional, knowledgeable, detail-oriented, hard working - just a few of the traits that Marc demonstrated in our dealings with him. Not only did he do a great job of securing a fantastic mortgage rate, but he made the process as painless as possible and gave us great advice along the way. Thanks Marc!

    thumb Shawn Dowling
    2/21/2015

    5 star review  Marc is excellent to deal with! He handled 2 mortgages with me efficiently and with the utmost professionalism. I definitely recommend him to anyone looking for a mortgage specialist!

    thumb Emily Marie
    2/27/2017

2.85%

Variable Rate Start At

2.39%

Fixed Rates Start At

Rates are subject to change at any time without notice

See How We Can Save You THOUSANDS On Your Mortgage Renewal

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Maturity Date

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