2.85 % (variable) and 2.39% (fixed)
(owner occupied, transfer only, OAC)
(owner occupied, transfer only, OAC)
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Generally it is a good idea to start shopping for a new term between four and six months before your current mortgage term expires. Many lenders send out your renewal letter very close to the time that your term expires and this does not give you ample time to arrange for a mortgage term through a different lender. This means that you need to be tracking your own mortgage term timeframe and know when it is time to start shopping for a good mortgage renewal rate.
Before you ever hear from your lender about renewing your mortgage term, have a licensed mortgage professional shop around for you, you will be amazed at what they can accomplish on your behalf!
Marc was able to guide my wife and I through the process of getting our first mortgage with ease. Always open and responds quickly to any questions we had and still have almost a year after purchasing our first home. The monthly updates about the housing market and how it could affect homeowners is very helpful too.
We couldn't have asked for more from a broker. Marc is always available and makes asking questions pain free and easy. Marc has managed 2 separate mortgages for us so far and we'll use him again in a heartbeat. He knows his stuff and is also just a really genuine, good person to have on your team. Thanks Marc for your efforts and support.
Marc did an excellent job for us on a very short timeline! He was always accommodating & did a great job explaining anything we were unsure of. We definitely recommend Marc & his team to anyone looking for a mortgage broker!
Professional, knowledgeable, detail-oriented, hard working - just a few of the traits that Marc demonstrated in our dealings with him. Not only did he do a great job of securing a fantastic mortgage rate, but he made the process as painless as possible and gave us great advice along the way. Thanks Marc!
Marc has been looking after us for years and I am very happy to recommend him. He is very knowledgeable and takes the time to understand individual situations and needs and can tailor financing at the best possible rates. I just did some refinancing through Marc and I can't say enough about the help he has been in explaining everything and following through to a most satisfactory completion. Thank you so much Marc. I'm so grateful for your advice.
Marc was very helpful with me, what started as a simple application became quite complicated. Marc stuck by me and made sure that I got the financing I needed. Thank you so much Marc, I might have lost the deal without your help!
Marc is the consume mortgage professional. He is above all else conscientious.Personable. Well- Informed. Knowledgeable. Well-connected. Thoughtful. Honest and Sincere. Above all else, Professional. He makes his business to get know each of his client's personal situation, their needs and goals and goes out of his way to negotiate hard to ensure you get the BEST possible pricing and terms. I have dealt with many mortgage brokers in the past and he is the best at it. Would I recommend him? IN A HEARTBEAT! Thanks again Marc for all you have done for me - and our family.
My home search was a rather lengthy process but Marc remained patient and positive throughout, and expertly guided me to the right product and a great rate when it finally came time to buy. Marc was a true professional from start to finish. Thanks Marc!
I have used Marc as my mortgage broker several times over the past 18 years and couldn't be happier with the level of service I always receive from him. Marc always goes above and beyond to get his clients the best possible rate and always makes himself available for his clients, their questions and has always been extremely helpful...even if we had questions that didn't relate to our mortgage but the mortgage rules in general. Our latest purchase was very stressful as it was a new home build...Marc put us at ease and provided us with the usual level of service he always provides and was able to get us into a great mortgage within 24 hours of our application. I would highly recommend Marc to anyone looking for a great rate and excellent service.
We recently purchased our second home using Marc and we couldn't be happier. Marc not only provides excellent customer service but he is always available and very patient. He explains things really well, and provides a number of handy tools (such as a Purchasing Power Chart) which make the whole process of buying a house and getting a mortgage just a little less stressful. We would highly recommend Marc and would for sure use him again.
Not sure if we would be sitting in our perfect house if it wasn't for Marcs hard work getting everything in with such tight (and unexpected) deadline. Our realtor recommended Marc to us and we're happy she had. Keep up the great work Marc!
Marc was professional, knowledgeable, and always courteous. Willing to go the extra mile, such as bringing forms to my home. Very good response time. My thanks to Sandie Banni, realtor, for recommending him. My only suggestion would be that he customize his standard post-purchase congrats letter. I bought as a rental investment but the letter was written for someone moving into their new home. A minor thing, but I know Marc strives for excellence and there's always room for improvement. I'd definitely recommend him and hope to work with him again in the future.
Thank you so much for the amazing Job! You were always there to answer ANY question at ANY time of the day. I would and have already recommend Marc to anyone at the drop of a hat! THANKS!!!
Marc, thanks so much for your hard work! We were able to get our mortgage super quick and it was exactly what we wanted. Thanks again!
Going the extra mile is how I would describe the service. Marc helped us with our first mortgage, and I can't even begin to describe the lengths Marc went to. We used him again for our second home, and the service was even better. I have referred friends to him and they are equally impressed.
We recently bought our first home and had a great experience with Marc. Our realtor recommended him. He was helpful and extremely knowledgable. We had previously had a horrible experience with another broker so we were hesitant but Marc went above and beyond to make sure we were comfortable and understood the whole process. The little touches like charts with personalized costs made buying the biggest purchase of our lives seem less scary because we felt informed and trusted Marc. He was available day or night to answer any questions which was truly amazing. We are so happy with the work he did and now we are living in or beautiful new home. Thanks again for everything!
What a wonderful experience working with Marc. We have been his clients since 2010 and have recommended him to all our friends without hesitation. He has just assisted us in obtaining a mortgage for our new house. We had to wait for 8 months for the construction to be completed in that 8 months Marc kept looking around and found us an even better interest rate. I can highly recommend Marc
Marc goes out of his way to help in a way that I've rarely seen from anyone. He is always well informed, professional and, without a doubt, looking out for your best interests first! As a first time home buyer finding the perfect place a bit earlier than expected, I was overwhelmed and tired of banks and agencies throwing around numbers, interest and conditions. Marc came highly recommended and was willing to sit down with me, (last minute on a Saturday afternoon no less!) and take all the time I needed to feel informed and confident. He found me a bank, got approval and arranged an inspection, all in record time! He is also a pleasure to work with. If I could select more than five stars, I would! I'd recommend him to absolutely anyone!
Thanks so much Marc for all your hard work getting us a mortgage for our new home. You found us a great rate and terms, and worked hard to support us as we went through some stressful buying situations! I really appreciated that you were always available when we needed to speak to you, and how efficient and organized you were. We would highly recommend you to anyone looking to work with a mortgage broker. Thanks again Marc!!
Super helpful and knowledgeable. Buying my first home, I didn't really know anything... Marc was very patient and helped me along with the process. I highly recommend him!
Variable Rate Start At
Fixed Rates Start At
Rates are subject to change at any time without notice
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