Background

2.85 % (variable) and 2.39% (fixed)

(owner occupied, transfer only, OAC)

Have you received your renewal letter and wonder if the bank is giving you their best rate?  They are not, let us give you a rate quote and save you thousands in interest.

Why is your bank treating you this way?

START HERE

To get a same day rate quote, fill out the form below

Maturity Date

Homeowners should never accept the first rate offer from their existing lender.

Your bank knows you will NOT shop around.  Get a same day Rate quote here.

(read more below)

Without any negotiation, simply signing up for the market rate on a renewal is unnecessarily costing the homeowner THOUSANDS of dollars.

Generally it is a good idea to start shopping for a new term between four and six months before your current mortgage term expires. Many lenders send out your renewal letter very close to the time that your term expires and this does not give you ample time to arrange for a mortgage term through a different lender. This means that you need to be tracking your own mortgage term timeframe and know when it is time to start shopping for a good mortgage renewal rate.

Before you ever hear from your lender about renewing your mortgage term, have a licensed mortgage professional shop around for you, you will be amazed at what they can accomplish on your behalf!

Marc Lalonde
Mortgage Professional

Marc Lalonde DLC

See What Our Clients Have To Say

  • 5 star review  We couldn't have asked for more from a broker. Marc is always available and makes asking questions pain free and easy. Marc has managed 2 separate mortgages for us so far and we'll use him again in a heartbeat. He knows his stuff and is also just a really genuine, good person to have on your team. Thanks Marc for your efforts and support.

    thumb Cadie Myers
    10/12/2017

    5 star review  Marc was very helpful with me, what started as a simple application became quite complicated. Marc stuck by me and made sure that I got the financing I needed. Thank you so much Marc, I might have lost the deal without your help!

    thumb Mar Wong
    7/08/2016
  • 5 star review  Going the extra mile is how I would describe the service. Marc helped us with our first mortgage, and I can't even begin to describe the lengths Marc went to. We used him again for our second home, and the service was even better. I have referred friends to him and they are equally impressed.

    thumb Deon van der Heever
    1/16/2017

    5 star review  Marc has been an outstanding client eversince. He is always there for his clients and prioritize them with their mortgage needs. I would recommend him anytime for anyone needing help with mortgage in Coquitlam, Port Moody and Port Coquitlam.

    thumb David Zirnhelt
    10/24/2016
  • 5 star review  Marc put together our Mortgage renewal and made everything painless. Highly recommend Marc to any other people who are looking for Mortgage options.

    thumb Garrett Ungaro
    1/30/2016

    5 star review  This was my first experience using a mortgage professional, and I was definitely wary going into it. But Marc was amazing and was always there for us. Answering our multiple questions (and when I say multiple I mean hundreds!), seeing us through various different purchase possibilities. There were some hiccups, but Marc was there every step of the way going above and beyond the call of duty to ensure we ended up with the best mortgage for purchasing the dream home we finally ended up with. Thank you Marc! And I look forward to a long professional relationship.

    thumb Emily Richmond
    1/13/2017
  • 5 star review  Marc, thanks so much for your hard work! We were able to get our mortgage super quick and it was exactly what we wanted. Thanks again!

    thumb Tom Usborne
    10/18/2013

    5 star review  Marc has been looking after us for years and I am very happy to recommend him. He is very knowledgeable and takes the time to understand individual situations and needs and can tailor financing at the best possible rates. I just did some refinancing through Marc and I can't say enough about the help he has been in explaining everything and following through to a most satisfactory completion. Thank you so much Marc. I'm so grateful for your advice.

    thumb Claude Lawrence
    7/29/2016
  • 5 star review  Marc was recommended to us through our Realtor, as first time home buyers we needed someone who could guide us through new territory and have our best interests at heart. Marc is extremely professional, approachable and patient. Our initial contact with Marc was on the day we viewed our future home, we had no idea if we were going to be eligible for financing and owning this home seemed like a long shot. The logical thing to do would have been to get pre-approved before we started looking, but as I mentioned, we were complete novices who now had their hearts set on this property! We explained that we were under time restriction as we wanted to place an offer quickly. He told us exactly what we needed to do, laid out the steps for us and explained everything as we flowed along the process. I would say Marc is very meticulous, which is exactly what you need to guarantee everything is in place, he knows how the banks work and ensured we had all the paperwork they would request ready, he gave me a checklist so I knew exactly what I should be doing too. We felt very comfortable leaving things in his hands and the whole process from viewing to moving in took less than a month. I have to mention that friends and work colleagues could not believe how calm I was throughout the whole process but I can’t take credit for that, I just did as I was told, followed the checklist and let the professionals do their thing! Marc is great to deal with, a true professional who deserves his success, he is one of the good guys and we will definitely continue to use him as our broker and recommend to friends and family.

    thumb Katy Foster
    12/30/2015

    5 star review  Marc goes out of his way to help in a way that I've rarely seen from anyone. He is always well informed, professional and, without a doubt, looking out for your best interests first! As a first time home buyer finding the perfect place a bit earlier than expected, I was overwhelmed and tired of banks and agencies throwing around numbers, interest and conditions. Marc came highly recommended and was willing to sit down with me, (last minute on a Saturday afternoon no less!) and take all the time I needed to feel informed and confident. He found me a bank, got approval and arranged an inspection, all in record time! He is also a pleasure to work with. If I could select more than five stars, I would! I'd recommend him to absolutely anyone!

    thumb Sarah Joy
    4/29/2014
  • 5 star review  My home search was a rather lengthy process but Marc remained patient and positive throughout, and expertly guided me to the right product and a great rate when it finally came time to buy. Marc was a true professional from start to finish. Thanks Marc!

    thumb Rod Asplin
    12/05/2015

    5 star review  Marc is excellent to deal with! He handled 2 mortgages with me efficiently and with the utmost professionalism. I definitely recommend him to anyone looking for a mortgage specialist!

    thumb Emily Marie
    2/27/2017
  • 5 star review  Marc was able to guide my wife and I through the process of getting our first mortgage with ease. Always open and responds quickly to any questions we had and still have almost a year after purchasing our first home. The monthly updates about the housing market and how it could affect homeowners is very helpful too.

    thumb Ryan Little
    10/05/2017

    5 star review  I have used Marc as my mortgage broker several times over the past 18 years and couldn't be happier with the level of service I always receive from him. Marc always goes above and beyond to get his clients the best possible rate and always makes himself available for his clients, their questions and has always been extremely helpful...even if we had questions that didn't relate to our mortgage but the mortgage rules in general. Our latest purchase was very stressful as it was a new home build...Marc put us at ease and provided us with the usual level of service he always provides and was able to get us into a great mortgage within 24 hours of our application. I would highly recommend Marc to anyone looking for a great rate and excellent service.

    thumb Teri Meinhardt Lane
    1/09/2018
  • 5 star review  We recently bought our first home and had a great experience with Marc. Our realtor recommended him. He was helpful and extremely knowledgable. We had previously had a horrible experience with another broker so we were hesitant but Marc went above and beyond to make sure we were comfortable and understood the whole process. The little touches like charts with personalized costs made buying the biggest purchase of our lives seem less scary because we felt informed and trusted Marc. He was available day or night to answer any questions which was truly amazing. We are so happy with the work he did and now we are living in or beautiful new home. Thanks again for everything!

    thumb Ashley Dianne Oman
    1/12/2017

    5 star review  Marc is the consume mortgage professional. He is above all else conscientious.Personable. Well- Informed. Knowledgeable. Well-connected. Thoughtful. Honest and Sincere. Above all else, Professional. He makes his business to get know each of his client's personal situation, their needs and goals and goes out of his way to negotiate hard to ensure you get the BEST possible pricing and terms. I have dealt with many mortgage brokers in the past and he is the best at it. Would I recommend him? IN A HEARTBEAT! Thanks again Marc for all you have done for me - and our family.

    thumb Dana Dekker
    10/18/2013
  • 5 star review  I am the first to admit that I am not an easy person to please. I hold people and companies to the same high standards I expect of myself. Our realtor recommended Marc as well as a few other recommendations, but after our first conversation with Marc we were 'sold'. My wife and I were searching for a home for nearly 6 months before we decided to have a new home built. Marc's ability to listen, genuinely care for our needs, his practice of patience, and expertise were extremely valuable assets to us in a very hot market. There were even a number of legislation changes, and rate changes throughout our experience. The amount of phone calls and emails I exchanged with Marc throughout the nearly 13 month process must have been exhausting for Marc to deal with! Marc has earned our business ten times over, we would highly recommend him to our closest friends and family. Thank you Marc!

    thumb Brendan Daley
    11/02/2016

    5 star review  What a wonderful experience working with Marc. We have been his clients since 2010 and have recommended him to all our friends without hesitation. He has just assisted us in obtaining a mortgage for our new house. We had to wait for 8 months for the construction to be completed in that 8 months Marc kept looking around and found us an even better interest rate. I can highly recommend Marc

    thumb Susa Van Der Heever
    1/16/2017
  • 5 star review  Marc did an excellent job for us on a very short timeline! He was always accommodating & did a great job explaining anything we were unsure of. We definitely recommend Marc & his team to anyone looking for a mortgage broker!

    thumb Cristina Stroup
    2/03/2018

    5 star review  Super helpful and knowledgeable. Buying my first home, I didn't really know anything... Marc was very patient and helped me along with the process. I highly recommend him!

    thumb Liam Coetzee
    8/26/2015

2.85%

Variable Rate Start At

2.39%

Fixed Rates Start At

Rates are subject to change at any time without notice

See How We Can Save You THOUSANDS On Your Mortgage Renewal

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Maturity Date

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