Background

1.75% (variable) and 1.89% (fixed)

(owner occupied, transfer only, OAC, Loan to Value under 65%, Rates can change anytime without notice)

Have you received your renewal letter and wonder if the bank is giving you their best rate?  They are not, let us give you a rate quote and save you thousands in interest.

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To get a same day rate quote, fill out the form below

Maturity Date

Homeowners should never accept the first rate offer from their existing lender.

Your bank knows you will NOT shop around.  Get a same day Rate quote here.

(read more below)

Without any negotiation, simply signing up for the market rate on a renewal is unnecessarily costing the homeowner THOUSANDS of dollars.

Generally it is a good idea to start shopping for a new term between four and six months before your current mortgage term expires. Many lenders send out your renewal letter very close to the time that your term expires and this does not give you ample time to arrange for a mortgage term through a different lender. This means that you need to be tracking your own mortgage term timeframe and know when it is time to start shopping for a good mortgage renewal rate.

Before you ever hear from your lender about renewing your mortgage term, have a licensed mortgage professional shop around for you, you will be amazed at what they can accomplish on your behalf!

Marc Lalonde
Mortgage Professional

Marc Lalonde DLC

See What Our Clients Have To Say

  • 5 star review  Marc was recommended to us through our Realtor, as first time home buyers we needed someone who could guide us through new territory and have our best interests at heart. Marc is extremely professional, approachable and patient. Our initial contact with Marc was on the day we viewed our future home, we had no idea if we were going to be eligible for financing and owning this home seemed like a long shot. The logical thing to do would have been to get pre-approved before we started looking, but as I mentioned, we were complete novices who now had their hearts set on this property! We explained that we were under time restriction as we wanted to place an offer quickly. He told us exactly what we needed to do, laid out the steps for us and explained everything as we flowed along the process. I would say Marc is very meticulous, which is exactly what you need to guarantee everything is in place, he knows how the banks work and ensured we had all the paperwork they would request ready, he gave me a checklist so I knew exactly what I should be doing too. We felt very comfortable leaving things in his hands and the whole process from viewing to moving in took less than a month. I have to mention that friends and work colleagues could not believe how calm I was throughout the whole process but I can’t take credit for that, I just did as I was told, followed the checklist and let the professionals do their thing! Marc is great to deal with, a true professional who deserves his success, he is one of the good guys and we will definitely continue to use him as our broker and recommend to friends and family.

    Katy Foster Avatar Katy Foster
    December 30, 2015

    5 star review  Marc is the consume mortgage professional. He is above all else conscientious.Personable. Well- Informed. Knowledgeable. Well-connected. Thoughtful. Honest and Sincere. Above all else, Professional. He makes his business to get know each of his client's personal situation, their needs and goals and goes out of his way to negotiate hard to ensure you get the BEST possible pricing and terms. I have dealt with many mortgage brokers in the past and he is the best at it. Would I recommend him? IN A HEARTBEAT! Thanks again Marc for all you have done for me - and our family.

    Dana Dekker Avatar Dana Dekker
    October 18, 2013
  • 5 star review  Marc was professional, knowledgeable, and always courteous. Willing to go the extra mile, such as bringing forms to my home. Very good response time. My thanks to Sandie Banni, realtor, for recommending him. My only suggestion would be that he customize his standard post-purchase congrats letter. I bought as a rental investment but the letter was written for someone moving into their new home. A minor thing, but I know Marc strives for excellence and there's always room for improvement. I'd definitely recommend him and hope to work with him again in the future.

    Shelagh Jamieson Avatar Shelagh Jamieson
    January 3, 2016

    5 star review  Super helpful and knowledgeable. Buying my first home, I didn't really know anything... Marc was very patient and helped me along with the process. I highly recommend him!

    Liam Coetzee Avatar Liam Coetzee
    August 26, 2015
  • 5 star review  Marc has been an outstanding client eversince. He is always there for his clients and prioritize them with their mortgage needs. I would recommend him anytime for anyone needing help with mortgage in Coquitlam, Port Moody and Port Coquitlam.

    David Zirnhelt Avatar David Zirnhelt
    October 24, 2016

    5 star review  Thanks so much Marc for all your hard work getting us a mortgage for our new home. You found us a great rate and terms, and worked hard to support us as we went through some stressful buying situations! I really appreciated that you were always available when we needed to speak to you, and how efficient and organized you were. We would highly recommend you to anyone looking to work with a mortgage broker. Thanks again Marc!!

    Josephine Clark Avatar Josephine Clark
    May 16, 2015
  • 5 star review  We were very pleased with Marc's assistance in our recent mortgage transactions. We have a small business and required some funding for renovations to our Coquitlam home prior to selling it and then moving to a hobby farm in the Okanagan. Mortgages can be challenging territory for the self-employed, and also when it comes to underwriting larger rural properties. Marc stepped up to these challenges, working to understand how our corporate and personal incomes were integrated and finding a couple of good mortgage underwriters for our purchase which was somewhat outside of his regular geographic scope. Marc added tremendous value over and above what our personal banking relationship could deliver. I would highly recommend anyone to use his services.

    Greg Hurst Avatar Greg Hurst
    September 24, 2015

    5 star review  Marc, thanks so much for your hard work! We were able to get our mortgage super quick and it was exactly what we wanted. Thanks again!

    Tom Usborne Avatar Tom Usborne
    October 18, 2013
  • 5 star review  Marc was able to guide my wife and I through the process of getting our first mortgage with ease. Always open and responds quickly to any questions we had and still have almost a year after purchasing our first home. The monthly updates about the housing market and how it could affect homeowners is very helpful too.

    Ryan Little Avatar Ryan Little
    October 5, 2017

    5 star review  Marc put together our Mortgage renewal and made everything painless. Highly recommend Marc to any other people who are looking for Mortgage options.

    Garrett Ungaro Avatar Garrett Ungaro
    January 30, 2016
  • 5 star review  I have used Marc as my mortgage broker several times over the past 18 years and couldn't be happier with the level of service I always receive from him. Marc always goes above and beyond to get his clients the best possible rate and always makes himself available for his clients, their questions and has always been extremely helpful...even if we had questions that didn't relate to our mortgage but the mortgage rules in general. Our latest purchase was very stressful as it was a new home build...Marc put us at ease and provided us with the usual level of service he always provides and was able to get us into a great mortgage within 24 hours of our application. I would highly recommend Marc to anyone looking for a great rate and excellent service.

    Teri Meinhardt Lane Avatar Teri Meinhardt Lane
    January 9, 2018

    5 star review  Marc is excellent to deal with! He handled 2 mortgages with me efficiently and with the utmost professionalism. I definitely recommend him to anyone looking for a mortgage specialist!

    Emily Marie Avatar Emily Marie
    February 27, 2017
  • 5 star review  We couldn't have asked for more from a broker. Marc is always available and makes asking questions pain free and easy. Marc has managed 2 separate mortgages for us so far and we'll use him again in a heartbeat. He knows his stuff and is also just a really genuine, good person to have on your team. Thanks Marc for your efforts and support.

    Cadie Myers Avatar Cadie Myers
    October 12, 2017

    5 star review  This was my first experience using a mortgage professional, and I was definitely wary going into it. But Marc was amazing and was always there for us. Answering our multiple questions (and when I say multiple I mean hundreds!), seeing us through various different purchase possibilities. There were some hiccups, but Marc was there every step of the way going above and beyond the call of duty to ensure we ended up with the best mortgage for purchasing the dream home we finally ended up with. Thank you Marc! And I look forward to a long professional relationship.

    Emily Richmond Avatar Emily Richmond
    January 13, 2017
  • 5 star review  Marc was very helpful with me, what started as a simple application became quite complicated. Marc stuck by me and made sure that I got the financing I needed. Thank you so much Marc, I might have lost the deal without your help!

    Mar Wong Avatar Mar Wong
    July 8, 2016

    5 star review  Marc did an excellent job for us on a very short timeline! He was always accommodating & did a great job explaining anything we were unsure of. We definitely recommend Marc & his team to anyone looking for a mortgage broker!

    Cristina Stroup Avatar Cristina Stroup
    February 3, 2018
  • 5 star review  My home search was a rather lengthy process but Marc remained patient and positive throughout, and expertly guided me to the right product and a great rate when it finally came time to buy. Marc was a true professional from start to finish. Thanks Marc!

    Rod Asplin Avatar Rod Asplin
    December 5, 2015

    5 star review  Marc, Chase and I cannot thank you enough for all you did for us personally on our mortgage process. We are ecstatic to be in our dream home and it was all thanks to you! Great financial planning advice to make this happen for us and we are so excited to raise our family there! Thank you!

    Jennifer MacLeod Avatar Jennifer MacLeod
    December 14, 2017
  • 5 star review  We recently purchased our second home using Marc and we couldn't be happier. Marc not only provides excellent customer service but he is always available and very patient. He explains things really well, and provides a number of handy tools (such as a Purchasing Power Chart) which make the whole process of buying a house and getting a mortgage just a little less stressful. We would highly recommend Marc and would for sure use him again.

    Emily Janz Avatar Emily Janz
    June 7, 2016

    5 star review  I am the first to admit that I am not an easy person to please. I hold people and companies to the same high standards I expect of myself. Our realtor recommended Marc as well as a few other recommendations, but after our first conversation with Marc we were 'sold'. My wife and I were searching for a home for nearly 6 months before we decided to have a new home built. Marc's ability to listen, genuinely care for our needs, his practice of patience, and expertise were extremely valuable assets to us in a very hot market. There were even a number of legislation changes, and rate changes throughout our experience. The amount of phone calls and emails I exchanged with Marc throughout the nearly 13 month process must have been exhausting for Marc to deal with! Marc has earned our business ten times over, we would highly recommend him to our closest friends and family. Thank you Marc!

    Brendan Daley Avatar Brendan Daley
    November 2, 2016

1.75%

Variable Rate Start At

LTV under 65%

Rates can change anytime without notice

1.89%

Fixed Rates Start At

LTV under 65%

Rates can change anytime without notice

Rates are subject to change at any time without notice

See How We Can Save You THOUSANDS On Your Mortgage Renewal

Ask us about our free appraisals and free legal fee package!

Maturity Date

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