2.85 % (variable) and 2.39% (fixed)
(owner occupied, transfer only, OAC)
(owner occupied, transfer only, OAC)
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Generally it is a good idea to start shopping for a new term between four and six months before your current mortgage term expires. Many lenders send out your renewal letter very close to the time that your term expires and this does not give you ample time to arrange for a mortgage term through a different lender. This means that you need to be tracking your own mortgage term timeframe and know when it is time to start shopping for a good mortgage renewal rate.
Before you ever hear from your lender about renewing your mortgage term, have a licensed mortgage professional shop around for you, you will be amazed at what they can accomplish on your behalf!
We couldn't have asked for more from a broker. Marc is always available and makes asking questions pain free and easy. Marc has managed 2 separate mortgages for us so far and we'll use him again in a heartbeat. He knows his stuff and is also just a really genuine, good person to have on your team. Thanks Marc for your efforts and support.
Marc was recommended to us through our Realtor, as first time home buyers we needed someone who could guide us through new territory and have our best interests at heart. Marc is extremely professional, approachable and patient. Our initial contact with Marc was on the day we viewed our future home, we had no idea if we were going to be eligible for financing and owning this home seemed like a long shot. The logical thing to do would have been to get pre-approved before we started looking, but as I mentioned, we were complete novices who now had their hearts set on this property! We explained that we were under time restriction as we wanted to place an offer quickly. He told us exactly what we needed to do, laid out the steps for us and explained everything as we flowed along the process. I would say Marc is very meticulous, which is exactly what you need to guarantee everything is in place, he knows how the banks work and ensured we had all the paperwork they would request ready, he gave me a checklist so I knew exactly what I should be doing too. We felt very comfortable leaving things in his hands and the whole process from viewing to moving in took less than a month. I have to mention that friends and work colleagues could not believe how calm I was throughout the whole process but I can’t take credit for that, I just did as I was told, followed the checklist and let the professionals do their thing! Marc is great to deal with, a true professional who deserves his success, he is one of the good guys and we will definitely continue to use him as our broker and recommend to friends and family.
Marc was able to guide my wife and I through the process of getting our first mortgage with ease. Always open and responds quickly to any questions we had and still have almost a year after purchasing our first home. The monthly updates about the housing market and how it could affect homeowners is very helpful too.
Thank you so much for the amazing Job! You were always there to answer ANY question at ANY time of the day. I would and have already recommend Marc to anyone at the drop of a hat! THANKS!!!
I am the first to admit that I am not an easy person to please. I hold people and companies to the same high standards I expect of myself. Our realtor recommended Marc as well as a few other recommendations, but after our first conversation with Marc we were 'sold'. My wife and I were searching for a home for nearly 6 months before we decided to have a new home built. Marc's ability to listen, genuinely care for our needs, his practice of patience, and expertise were extremely valuable assets to us in a very hot market. There were even a number of legislation changes, and rate changes throughout our experience. The amount of phone calls and emails I exchanged with Marc throughout the nearly 13 month process must have been exhausting for Marc to deal with! Marc has earned our business ten times over, we would highly recommend him to our closest friends and family. Thank you Marc!
What a wonderful experience working with Marc. We have been his clients since 2010 and have recommended him to all our friends without hesitation. He has just assisted us in obtaining a mortgage for our new house. We had to wait for 8 months for the construction to be completed in that 8 months Marc kept looking around and found us an even better interest rate. I can highly recommend Marc
This was my first experience using a mortgage professional, and I was definitely wary going into it. But Marc was amazing and was always there for us. Answering our multiple questions (and when I say multiple I mean hundreds!), seeing us through various different purchase possibilities. There were some hiccups, but Marc was there every step of the way going above and beyond the call of duty to ensure we ended up with the best mortgage for purchasing the dream home we finally ended up with. Thank you Marc! And I look forward to a long professional relationship.
Marc is the consume mortgage professional. He is above all else conscientious.Personable. Well- Informed. Knowledgeable. Well-connected. Thoughtful. Honest and Sincere. Above all else, Professional. He makes his business to get know each of his client's personal situation, their needs and goals and goes out of his way to negotiate hard to ensure you get the BEST possible pricing and terms. I have dealt with many mortgage brokers in the past and he is the best at it. Would I recommend him? IN A HEARTBEAT! Thanks again Marc for all you have done for me - and our family.
We recently purchased our second home using Marc and we couldn't be happier. Marc not only provides excellent customer service but he is always available and very patient. He explains things really well, and provides a number of handy tools (such as a Purchasing Power Chart) which make the whole process of buying a house and getting a mortgage just a little less stressful. We would highly recommend Marc and would for sure use him again.
Marc, thanks so much for your hard work! We were able to get our mortgage super quick and it was exactly what we wanted. Thanks again!
Marc was very helpful with me, what started as a simple application became quite complicated. Marc stuck by me and made sure that I got the financing I needed. Thank you so much Marc, I might have lost the deal without your help!
Marc has been an outstanding client eversince. He is always there for his clients and prioritize them with their mortgage needs. I would recommend him anytime for anyone needing help with mortgage in Coquitlam, Port Moody and Port Coquitlam.
We recently bought our first home and had a great experience with Marc. Our realtor recommended him. He was helpful and extremely knowledgable. We had previously had a horrible experience with another broker so we were hesitant but Marc went above and beyond to make sure we were comfortable and understood the whole process. The little touches like charts with personalized costs made buying the biggest purchase of our lives seem less scary because we felt informed and trusted Marc. He was available day or night to answer any questions which was truly amazing. We are so happy with the work he did and now we are living in or beautiful new home. Thanks again for everything!
Super helpful and knowledgeable. Buying my first home, I didn't really know anything... Marc was very patient and helped me along with the process. I highly recommend him!
Not sure if we would be sitting in our perfect house if it wasn't for Marcs hard work getting everything in with such tight (and unexpected) deadline. Our realtor recommended Marc to us and we're happy she had. Keep up the great work Marc!
Marc put together our Mortgage renewal and made everything painless. Highly recommend Marc to any other people who are looking for Mortgage options.
Marc was professional, knowledgeable, and always courteous. Willing to go the extra mile, such as bringing forms to my home. Very good response time. My thanks to Sandie Banni, realtor, for recommending him. My only suggestion would be that he customize his standard post-purchase congrats letter. I bought as a rental investment but the letter was written for someone moving into their new home. A minor thing, but I know Marc strives for excellence and there's always room for improvement. I'd definitely recommend him and hope to work with him again in the future.
Marc has been looking after us for years and I am very happy to recommend him. He is very knowledgeable and takes the time to understand individual situations and needs and can tailor financing at the best possible rates. I just did some refinancing through Marc and I can't say enough about the help he has been in explaining everything and following through to a most satisfactory completion. Thank you so much Marc. I'm so grateful for your advice.
We were very pleased with Marc's assistance in our recent mortgage transactions. We have a small business and required some funding for renovations to our Coquitlam home prior to selling it and then moving to a hobby farm in the Okanagan. Mortgages can be challenging territory for the self-employed, and also when it comes to underwriting larger rural properties. Marc stepped up to these challenges, working to understand how our corporate and personal incomes were integrated and finding a couple of good mortgage underwriters for our purchase which was somewhat outside of his regular geographic scope. Marc added tremendous value over and above what our personal banking relationship could deliver. I would highly recommend anyone to use his services.
Marc did an excellent job for us on a very short timeline! He was always accommodating & did a great job explaining anything we were unsure of. We definitely recommend Marc & his team to anyone looking for a mortgage broker!
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